Guides
Guides
Plain-language guides to the parts people get stuck on. Free to read, no form to fill in first.
- Guide 01 · 6 min read Buying your first home in Newcastle Deposit size, the New South Wales concessions, guarantor loans, and what older Newcastle stock does to a valuation.
- Guide 02 · 5 min read The refinance review checklist What to check on the loan you already have before you go anywhere near a new application, including the one thing most comparisons quietly leave out.
- Guide 03 · 6 min read Getting a loan when you work for yourself What lenders actually do with two years of financials, which add-backs get counted, and what to have ready before your first appointment.
10The first chat
Yes. We can talk.
Sixty to ninety minutes, at your table or ours, evenings available. Nothing to pay and nothing committed. Long enough for us to tell you what is actually possible and whether we are the right fit.
What to bring
- Recent pay slips, for both of you if you are buying together
- Three months of bank and credit card statements
- Photo identification
- A rough idea of what you already owe
- Two years of financials and tax returns, if you are self-employed
Or skip the form
(02) 5550 0020- Mon to Wed 8:30am to 5:30pm
- Thu 8:30am to 7:00pm
- Fri 8:30am to 4:00pm
- Sat 9:00am to 12:00pm, by appointment
- Sun Closed
Evening and weekend appointments are normal in this trade. Leave a message on the office line or text Marty on 0491 570 156 and you will hear back the same day.
Thanks, that is everything we need
Demonstration only. Nothing was sent and nothing was stored. On a live site this would reach hello@junctionhomeloans.com.au and a booking would be confirmed by phone.